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the war. Provision should also be made for legalizing any investments of this description which may have been made prior to the passage of such act.

A supplementary report communicating the results of the investigation into the condition of the savings banks, directed by a joint resolution of the Legislature, adopted at the last session, will be submitted as soon as the examinations in progress shall be completed.

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The following named clerks have been employed during the year 1863:

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SUMMARY, showing the aggregate of the Resources and Liabilities, and other matters of the institutions for Savings of the State of New York, as exhibited by their reports to the Superintendent of the Banking Department, of their condition on the morning of the first day of January, in each of the following years.

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Estimated value of the same......

32,542,376

27,469,299

40,518,354

59,993,360

Stocks upon which money has been loaned, par value. 1,749,410

1,562,788

2,789,838

3,988,747

Amount loaned thereon.

1,429,153

1,073,899

2,314,816

3,409,219

Amount loaned on personal securities.

49,177

135,718

174,717

372,926

Amount invested in real estate.....................

1,042,305

1,010,295

1,111,470

Cash on deposit in banks......

6,485,130

6,251,410

8,345,406

Cash on hand not deposited in banks.

......

1,197,169

1,937,385

1,824,964

Am❜t loaned or depos'd not included in the above heads

152,256

177,155

643,782

Miscellaneous....

48,637

93,536

160,856

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Number of open accounts.............

300,693

300,511

347,184

Average to each depositor

.......

$224.28

$213.21

$220.45

Total amount deposited during the past calendar year

34,934, 271

27,439,855

39,096,308

400, 194

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Total amount withdrawn during the past

do

28,308,414

33,678,073

28,897,495

40,257,953

Total am't rec'd for interest during the past do

3,682,158

3,954,724

4,167,005

5,074,759

Total amount of interest credited depositors during

the past calendar year..........

2,834,249

3,088,921

3,079,302

3,760,524

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