The following is an abstract of the particulars in the preceding table:

It thus appears that, during 6060 years of risk to which the members have been exposed, 163 died, the mortality being 2.6898 per cent.

The following table exhibits the particulars necessary to determine the mortality amongst East Indian subscribers to the Fund, the explanation of the different columns being the same as that applicable to Abstract B.

The following table is an abstract of the results in the preceding one:

It would appear, therefore, that, during 4,581 years of risk to which the East Indian subscribers were exposed, 113 died, the mortality being 2.4667 per cent.

These results are very remarkable. Hitherto an apparently universal_impression has prevailed, that the rate of mortality amongst East Indians is considerably in excess of that which obtains amongst Europeans resident in India, and some life offices decline insuring them at the rates applicable to Euro

peans; but the facts set forth in the preceding tables tend most decidedly to prove, that the respectable and provident portion of the Eurasian community are, at certain ages, subject to a less rate of mortality than that which prevails amongst any other class of Christians in this country. At ages 21-25 there are only 173 lives under observation; and at ages 51 to 72 not more than 544, these numbers being too small to warrant any confidence in the results; but confining ourselves to the remaining 3,864 lives which comprise 84 per cent of the whole experience, the following is the result:

Thus at 26-40 inclusive, it would appear that 13.5 East Indians and 17.6 Civilians out of every 1,000 die annually, and at 26-50, inclusive, 20 East Indians and nearly 23 Civilians; and the results are still in favor of East Indians, even if the comparison be made to apply to the deaths in the Civil Service, during the more recent period 1820-1842.

The Covenanted Civil Service has always hitherto been considered the most select class of lives in India. In the receipt of large incomes, living in the best houses, with ample means to effect change of climate whenever sickness renders it necessary, commanding every thing in short which reduces the risk of residence in this country to the minimum, it is pot to be wondered at that the mortality amongst certain sections of the population of the British Islands,-the adult male po

pulation of Liverpool and Glasgow, for instance, is considerably in excess of that prevailing in the Bengal Civil Service; nor, for obvious reasons, should we be unprepared to learn, that the casualties amongst Bengal civilians are considerably less than amongst their humbler brethren of the Uncovenanted Service. The contrary, however, appears to be the case; and as the mortality of the humble provident classes in England is less than that of the aristocracy, so is the mortality amongst the provident East Indian members of the Uncovenanted Fund, less than that observed to prevail amongst the governing class in this country. The value of male life in England, as it exists amongst members of the great community comprising friendly societies, is nearly eight per cent better than that of the male population generally, and superior indeed to that of any class, the aristocracy not excepted. Who shall say that it ought to be otherwise? Does it not appear as if He from whom went forth the sentence, "In the sweat of thy 'face shalt thou eat bread," has mitigated the severity of the curse to the deserving of that class on which it more particularly falls, by vouchsafing them uniformity of health and prolonged life, to a degree which the wealthy, indolent, and luxurious can never hope to obtain ?

There is one consideration affecting the last table which must not be overlooked. It is compulsory on members of the Bengal Civil Service, all of whom however are approved by medical examiners in England before appointment,-to subscribe to the fund; in the case of the Uncovenanted Fund, it is not compulsory; the directors strictly exercise the right of selection under the rules of the Fund. Thus every applicant must undergo careful medical examination, and be pronounced of sound constitution before admission. But will this explain the low rate of mortality prevailing among East Indians, as revealed by the above table? We do not think so. Applicants for assurance at healthy rates to life offices, both here and in England, are subjected to the strictest examination, the result being that twentythree per cent in England, and-so far as the experience of one office with which we are acquainted goes-about seven and a half per cent in this country, are rejected; but the mortality amongst assured lives does not appear to be less on that account. If any reliance is to be placed on Mr. Francis' paper, it is, in India, considerably more than is represented even by the army casualties. The fact is that no man will pay his money either to a fund or a life office, unless he has a tolerably clear idea that the arrangement is a better one for himself than putting it out at interest. Those who have a very high opinion of their vitality