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BY THE WAY
landed Casement in Ireland and was capsimple duties of the citizen, can in this way
are indignant to see great piles of splendid tured. Spindler gave up £4 when taken
“ too old to be handed up to the man
fuel burned by the companies while at the prisoner, saying it was all he had. “When learn,” and along the lines of least resist
same time they say they cannot carry coal his captor asked, “On your honor ?' Spindler
enough to supply the needs of the poor.' replied, “No, no more. " A search revealed There is one blemish in this rather pleas
The fuel referred to by our correspondent twenty-one £5 notes concealed in his clothant outlook. The study of civics is not one
consists of old ties and other wood waste ing. The Attorney-General asked him : of the interest-creating subjects, at least it
which might, it would seem, easily be trans “ Do you think in the circumstances you was not in the writer's experience as pupil ported to a near-by town and put into the were entitled to give an untruthful answer?” and later as teacher. A recent examination
hands of people who are eager to get fuel Lieutenant Spindler replied : “ There may of books and pamphlets on the subject in
of any kind. The excuse is offered, however, be different points of view the point of the New York Library reveals a wealth of
that bits of steel from the rails are em view of an English officer and the point of books filled with long paragraphs that bedded in these old ties and that this would view of a German officer.” Volumes couid quickly put to rout the most enthusiastic
make it difficult to saw them up for fire speak no more. pupil. Given the material, accurate and
wood. Perhaps Uncle Sam, our new railway complete as it is, interest can be created president, can devise some way to use this
The generosity with which Englishmen by the teacher who can and will “humangood wood and stop the waste.
treat even unprincipled enemies is indi
cated by the decision in the above case. ize” the subject matter. To make assur
“When are we to leave?” is a question The prize court adjudged Lieutenant Spinance doubly sure, however, greater interes'
that is often asked in the soldiers' camps. dler's concealed money forfeit to the Crown. would be created and more progress made
One of the camp papers, the “ Wadsworth It magnanimously granted him, howif one of our men in public life would put
Gas Attack,” treats this ever-recurring ever, out of it, a full month's pay-£26. into popular appeal what is now given to
question humorously. After a column of The court returned in full to two other offithose classes fortunate in having a teacher with unusual ability
bogus interviews and rumors it prints this cers of the Libau the money which they summary :
had surrendered, as they had truthfully All these agencies are bringing results in Number of persons interviewed...
stated the amount they possessed. hundreds and thousands of new citizens.
Number who knew exactly when we The incident given at the outset of this arti
going to leave...
When John H. B. Latrobe, whose Remicle points out an opportunity for the layman Number of persons who agreed on the date of niscences are just published, was fourteen
0 who would be proud to have several new
years old, in 1818, he went to West Point citizens to his credit. The man who is In the cargo of the wrecked steamer as a cadet. He started from his home in rejected in his attempt to join our citizenry Mariposa, according to a despatch from the Baltimore at eight o'clock on a steamboat would be loyal to the man who met him at Pacific coast, was a shipment of two hun for Frenchtown; went by stage to New Casthe door, or elsewhere, and offered to act dred barrels of “salt salmon.” These, it: tle, where he slept; took another steam
his Big Brother to see him through. It was discovered when the accident hap-: boat to Philadelphia and arrived there' might be that a member of such an organi- pened to the steamer, contained, instead, about noon. The next day a steamboat took zation, based upon the principles of the Big bottled whisky. The camouflage was car him to Trenton, and a stage to New BrunsBrother Movement, could be assigned by ried to the point of insuring the whisky as
wick, where he stayed overnight ; another the court to assist the would-be citizen and salmon, but it is reported that no attempt
steamboat landed him in New York. Finally keep him out of the hands of an interested will be made to collect the insurance. an Albany sloop carried him to West Point “ friend” of the wrong type. It is well known that Dr. Johnson's odd
in time for breakfast the next day—the humor crept into some of the definitions
fourth of his journey. By this time his trip, he in his great English Dictionary; for in
says, grown as important in my eyes THE LAW AND THE JURY stance, he defined lexicographer as “a
as though I had been Hendrik Hudson writer of dictionaries ; a harmless drudge.”
himself, seeking a highway to Cathay.” It is not a true parallel which you drew
His dictionary was first published in 1755. Young Latrobe left West Point without
the De Saulles mur-
Another English dictionary, Bailey's, ap- graduating, and became a successful lawder case, between a prosecution for libel
peared many years before Johnson's, and it yer. He met many distinguished men, and a trial for murder with respect to the
was so popular that several editions of it among them Daniel Webster. He tells this powers assumed by the jury. It is here that Lord Erskine contended that the jury editions of Bailey give, under Lexicogra- Shakespeare: The question was asked
were printed after its rival appeared. Early story illustrating Webster's familiarity with
the law as
pher, a writer of a lexicon," etc. In a whether shoes were made right and left in
copy of the edition of 1766, however, picked Shakespeare's time. Webster settled the until it was conferred by act of Parlia
up recently in New York, there is found question by, quoting the passage in “ King
added to this, “also, a harmless drudge.” John” in which the tailor tell his ment eight years afterwards, in 1792. That
Bailey's reviser of 1766, who was appar “Standing on slippers which his nimble haste power has not yet been given by statute to
Had falsely thrust upon contrary feet.” a jury in a murder case. Neither in Eng
ently not altogether harmless as a drudge,
“ The greatest of all the great men will
whom it has been my fortune to be associmined by legislative authority that it is not for the court to define the crime of murder “ Several persons who have seen The
ated or be acquainted with,” wrote Mr. and to instruct the jury what constitutes a Outlook’s illustrated prospectus have ad
Latrobe," was certainly Daniel Webster.” justification and what may be allowed as
vised me that the photograph therein printed Among the demands of factory workers an excuse for killing a human being. If it
as that of Mr. Herman Schneider is really in Russia, according to a recent investigahe true, as you say, that in the exercise of
the photograph of Mr. Ralph Adams Cram, tor of conditions there, were these : For a discretion not formally given by statute
the well-known architect. It may be that six-hour working day ; for ten minutes' rest. the juries in America have established we are all wrong and you are right, but
after each hour of work; for a two-hour practical precedents which materially modi
etc." So writes a friend. All mistakes are interval at iicday for lunch ; and for two fy the criminal law, then the criminal
possible in a world inhabited by printers months' vacation each year on full pay. law is in effect made by the jury, and
and photographers, but as the picture re These demands are scarcely outdore by the made after the alleged crime has been com
ferred to was sent to us at our request by suggestion of an American humorist that mitted. If democracy has given this power Mr. Schneider himself, and as the editors
he would like his work to consist of coming to the jury, it has given it not by act of the
of The Outlook can testify that it is a good down on Saturday to draw his pay. Legislature or decisions of the courts, but
likeness, we think that “ several persons' “ The women are delighted with their because leaders of public opinion and de
have missed their guess in this matter. The new uniforms, new jobs, and new indefenders of public morals, like The Outlook,
case must be one of “ doubles,” like that of pendence.” So said one of the eight women are ready to accept without protest the verNapoleon the First, ex-President Roosevelt,
conductors who were recently added to the dicts of juries, and especially in cases
and other celebrated personages who have force of the Brooklyn Rapid Transit Comwhere the dead man's character is pecu
discovered “twin brothers" not related to liarly obnoxious, and do not support the
pany. The company's officials and the themselves.
public are also pleased with the way the courts in their earnesti endeavor to main
A curious side-light on German stand women handle the cars. A new standard tain the high standards fixed by the law.
ards of probity is found in a report of the of politeness in dealing with passengers EDWARD Q. KEASBEY, case of Lieutenant Spindler, who com may be expected by a long-suffering public
manded the German- ship Lika; which if women continue to okupy these positions.
the eie he when
Newark, New Jersey.
BY THEODORE H. PRICE
THE SPIRIT OF JAPAN
BY GREGORY MASON
WEDNESDAY, JANUARY 16, 1918
Saving the Money That Slipped Through Their
How an Investment of $2.00 Grew to $7,000 in
Seven Years Without Speculation
BY ARTHUR H. PATTERSON
That book brought us, not only independence, but it changed me from a worried, half-baked existence into a sell-respecting, successful man. I am in a position, as the result of our joint efforts, where I need look to no man for favors; and further than that, my success has brought us into a circle of friends, both business and social, who value us because we are looked upon in our town as “ worth while " and "the sort who are getting ahead."
R. AND Mrs. B. live in Connecticut.
He is a clerk in the office of a manufacturing plant. They have been married ten years and for the first three l'ears of their married life they not only failed to save but actually went in debt over $400. They now have two children, own a comfortable cottage home which is appraised at $3,500 and is clear and free. They have savings-bank accounts of $1,800 and $1,700 invested in 7% preferred securities. And every dollar of this money has been saved from salary during the past seven years, an average of $1,000 per year.
I am going to tell you their story, or rather let Mr. B. tell it as he related it to me. If you are facing the crisis in your affairs which the B.'s faced in those early days of married life, it may help you to meet it and come off victorious.
Listen to what Mr. B. says: I am now 37 years of age; married and the Daddy of two children. When I was married I had exactly $750 on hand in cash, inherited from my father's estate: Up to that time I never saved a nickel and if this money hadn't come as a windfall, we could not have been married. I held a good position and was earning $2,000 a year. That was in 1907. For the next three years Jane and I just let things run along, living comfortably on my salary. The $750 which I inherited went for furniture and home needs and we did manage to buy-on the spur of early married ambition, perhaps-$300 more of furniture which we paid for out of my salary. But all the rest of it went for clothing, rent, food, amusement, books, cigars, etc. We spent it as it came and it was always a race between our cash and our bills to see which would be on top at the end of the month. Usually the cash lost. But the bills didn't press or worry me. I ran accounts with tradesmen who knew me and knew I was good for it. But gradually the bills distanced the cash and at the end of three years I was in a hole just $400; and then the situation grew serious because we had a baby and in order to pay the emergency bills of the occasion, I had to let my other creditors wait and they became restless.
Jane and I had tried time and time again to live within my salary and save a few dollars, but it wasn't any use. We lacked the backlone somehow and didn't have the necessary system to help us see it through. One day I came across a remark made by James Hill, the railroad builder, and it set me thinking. It burned itself into my brain. It was this:
"If you want to know whether you are going to be a success or failure in life, you can easily find out. The test is simple and infallible. Are you able to save money? If pot, drop out. You will fail as sure as you live. You may not think so, but you will. The seed of success is not in you."
I went home and that evening Jane and I had a long heart-to-heart talk. We sat up
until one o'clock, studying, planning, debating, wondering how we could change our shiftless, easy-going habits so that we could feel that we were going to be classified with the successful ones and not the failures.
We made up our minds that from that night on not a penny would be spent for other than bare necessities until every debt had been paid. We resolved to live on half my salary, reasoning that if other people whom we knew could live respectably on $1,000, there was no reason why we shouldn't. Then Jane said: “We ought to keep a cash account and put down just where the money goes. We can't go by guesswork any longer. We've been living that way for three years. We'll begin now to keep a record of our money."
What Jane said brought to my mind an advertisement which I had seen only a few days before, about an Expense Book for family accounts. So I got the magazine and found the ad. It told about the Economy Expense Book for personal and household accounting. The description told me that it was exactly the thing we needed and before going to bed I wrote a letter ordering a copy. In a few days it came, and Jane and I had an interesting session studying it and entering the Cash and Expenditure Items which we had been keeping tab of since the midnight resolution.
That book taught us something about the science of home economics. We learned, for instance, that in a properly arranged budget a man earning the salary I did could save, without stinting, at least 30% of his salary. But we were beating that tigure. We had raised the ante to 50% and that without suffering for a single need. Of course, we had cut out the theatre, the cigars, the expensive lunches and we'd begun to get acquainted with some of our discarded clothes all over again. And I learned that rent consumed in the balanced budget 171270 (which was about our cost); food was 25% and we
cut it to 21%; clothes 17% we chopped to 545 ihat first year and it never rose over 10% the first four years.
We started on the new system in April, 1910. The following April when we balanced the books for the first year we found this Pirsult: Every single bill paid and $653 in the savings bank! Glorious! lle were out of the woods and for the first time in my entire business career I had visions of success on which I could actually stand without breaking through into the quicksands of despair. We celebrated that night in good style with a dinner and the theatre and that's become part of the program ever since—the annual dinner of the board of directors, Jane calls it.
The rest is easy. We were on the right track and once started nothing could turn us back.
We stuck right to the original program for three years, living on half my salary and saving the other balf. Then I got a raise of $250 and that made it quite a bit easier. A year ago I got another raise, bringing my salary up to $2,500, where it now stands.
I've never had the least trouble, since starting on the first page of my first copy of Woolson's Economy Expense Book, in liv. ing within my income and saving money.
Woolson's Economy Expense Book is designed to keep track of the income and expenses of the average family in a systematic manner. Each book is made to contain the records of four consecutive years.
No knowledge of bookkeeping or accounting is necessary to properly keep a Woolson Book. The lifetime experience of an expert accountant is in the book. He devised it for his own household and planned it so his wife could keep it.
Two minutes daily is sufficient to keep it written up to date. At the end of each week and month and year you not only know where every penny went, but you will have an analysis and comparative table of all the various expenditures, showing just what it went for. Every detail of money management is provided for by a simple, easy-system that a 12-year-old chiid could handle.
This book has proved truly a godsend to thousands because it has taught them a sure way to manage their finances. With it you know every minute just where you are money-wise. It automatically shows every penny of income and outgo; just how much for groceries, dress, rent, medicine; amusement, car-fare, etc.--and all this instantly and plainly. It is not complicated or tiresome. In fact, once you have started keeping a Woolson Book you will find it fascinating as a game and a miser for saving money.
The publishers are desirous, while the interest of the American public is fastened on the problem of high-cost-of-living, to distribute several hundred thousanii copies of the new greatly improved edition and are doing it in this way:
Merely write to them and ask that a copy be sent you without cost for a five days' examination. If at the end of the time you decide to keep it, you send $2.00 in payment, or if you wish to return it, you can do so without further obligation. Send no cash. Merely fill in the coupon, supply business reference, mail, and the book will be sent you immediately. GEORGE B. WOOLSON & COMPANY
120-11 West 32nd Street
New York City
George B. Woolson & Company 120-11 West 32nd Street,
New York City Without obligation please send me, all charges prepaid, your book. I agree to send $2.00 in fire Javs or return the book. Vame....