Adirondac... New York State Bank. Cazenovia.... New York State Bank.. Buffalo....... Mechanics' & Farmers' Bank. Lockport Bank & Trust Co.. Luther Wright's Bank. McIntyre Bank Madison County Bank.. Marine Bank. Mechanics' Bank of Syracuse Syracuse...... Albany City Bank. County..... Mina Phelps & Scovel......... Merch'ts' B'k of Erie County Lancaster.... New York State Bank.. Merch'ts' B'k in Syracuse... Syracuse..... Mechanics' & Farmers' Bank. N. York. Albany Exchange Bank..... Albany. Ithaca. Carmel ...... Middletown. Albany Exchange Bank..... North River Bank... Albany. N. York. Mohawk ..... Bank of Albany Schenectady.. Mechanics' & Farmers' Bank. Albany. Johnstown... Albany City Bank... Hadley....... F. P. James.... New York Bank of Saratoga County....... New York Stock Bank..... Durham New York Security Bank... Hope Falls.... Sather & Church. Albany. Albany. N. York. N. York. N. York. .... Washington County.. N. Granville... Henry C. Tanner.. Madrid Brasher Falls.. Fort Ann..... Ogdensburg.. Buffalo... Utica. Name of the Bank. New York Traders' Bank of Location & P. O. Agent. Residence. N. York. Houghton & Co.. Houghton & Co... Henry C. Tanner. N. York. N. York. N. York. Albany City Bank Albany. Albany City Bank Albany. Albany City Bank Albany. Albany, Syracuse...... New York State Bank. Albany. Canandaigua.. Albany City Bank Albany. Utica... Albany City Bank Albany. Cooperstown.. Mechanics' & Farmers' Bank. Albany. Meridian...... Washburn & Co Albany. Newark.. Albany City Bank Albany. Oneida Valley Bank Ontario Branch Bank Otsego County Bank. Oswego County Bank. Phoenix Bank of Bainbridge. Pratt Bink. Putnam County Bank............. Putnam Valley Bank...... Quassaick Bank... Bainbridge..... Charles Sanford ... Newburg.. American Exchange Bank... N. York. Buffalo....... Bank of Albany.... . . . Rochester... Rochester... Rome... Henry Dwight, Jr Pepoon & Hoffman. Schenectady.. Commercial Bank of Albany. Albany. Prattsville.... American Exchange Bank... N. York. Mechanics' & Farmers' Bank. Albany, Sackets' Har'r. Syracuse.. New York State Bank. Albany, N. York. Waterford. N. York. Albany. Albany. Albany. N. York. N. York. N. York. N. York. N. York. Albany. Gr'nwich, P. O. Commercial Bank of Troy. Warren County Bank...... Johnsburg.... Washburn & Co Watertown Bank & Loan Co. Westchester County Bank... Peekskill..... Bank of North America.......... Naples....... Phelps & Scovel... White's Bank of Buffalo.... Buffalo....... New York State Bank. ... Troy. Albany. Albany. N. York. Troy. N. York. Albany. Albany. N. York. Albany. N. York. The City Bank, Oswego.. Tompkins County Bank ... Ulster County Bank........ Kingston... Unadilla Bank. Unadilla.. Union Bank of Sullivan Co.. Monticello.. BANKS OF THE CITY OF NEW YORK. LIST OF BANKS IN THE CITY OF NEW YORK, THEIR LOCATION, CAPITAL, PAR VALUE OF STOCK, DISCOUNT DAYS, AND TIME OF PAYING DIVIDEnds. SUFFOLK BANK SYSTEM OF CHECKING COUNTERFEIT BILLS. The Suffolk Bank of Boston, says the Traveler, has devised a method of checking to a great extent, the passing of bad money. In their foreign department there are daily received from the different banks in New England, large numbers of counterfeit bills. These, of course, are returned as worthless, but before this is done, a description is taken of each, with the name of the depositor, which by bank laws is always placed on the band of each parcel. On the back of the bill is marked the date and a reference letter, and the bill is then returned. Should it again be put in circulation, the person who receives it has but to call at the Suffolk Bank, and he can ascertain through whose hands it has passed, and oblige the party to make it good, the record of the Bank being sufficient evidence to force redemption. In most cases where these counterfeits are put in circulation after once passing through the Suffolk Bank, the emission is accidental. In some cases, however, the bill is passed knowing it to be worthless, and we know of one instance where a man paid ten times the value of the bill in order to save prosecution. REVENUE OF THE UNITED KINGDOM IN THIRTY YEARS. A British Parliamentary paper, recently published, furnishes the materials for the following table, showing the annual revenue of the United Kingdom during the thirty years from 1822 to 1851 inclusive, together with the surplus or deficiency that has occurred in each year, and the amount of taxes imposed, and taxes repealed. The years 1823, 1825, 1830, and 1845 are those distinguished by the greatest reduction of duties. In 1823 the salt-tax and assessed taxes to a large amount were the articles chiefly dealt with; in 1825, wine and tobacco; in 1830, beer; and in 1845, sugar, cotton, and glass. The years 1840 and 1842 are those in which the heaviest amount of new burdens were imposed, the addition of 5 per cent to all the existing customs and excise duties having been adopted in the former, and the income-tax in the latter. Out of the thirty years embraced in the table, nineteen exhibit a surplus, and eleven a deficiency: Taxes imposed. £4,744,518 £2,139,101 1823.. 52,755,564 4,300,747 4,050,250 £18,596 We publish below an abstract of the free banking law of Indiana, wich has passed both branches of the Legislature of that state, and become a law. By this law, bank issues are to be secured by government, and Indiana, New York, Kentucky and Pennsylvania stocks, with a specie basis, in addition, of 12 per cent. The first four sections authorize the state auditors to furnish sufficient blank bank notes, with his countersign, and of the usual denominations from one to five hundred dollars, to associations wishing to do business under this act; such banking association may, however, furnish their own plates, dies, &c., all of which are to be kept in the auditor's custody; and the third section has a provision, that any such bank shall not pay out nor receive notes less than five dollars, issued by banks out of the State; nor shall it issue bills less than five dollars to an amount exceeding one-fourth of its whole issue. The fifth section provides, that when such bank shall transfer to the auditor any portion of certain stocks which shall form its basis, said bank shall receive from the auditor an equal amount of the above-named countersigned and registered bank-notes for circulation. Section 6th defines the stock for the such basis to be any United States indebtedness, or Indiana, as pay interest semiannually or oftener, and, except as to that of Indiana, the same shall produce at the rate of six per cent per annum, and that of Indiana five per cent; nor shall the auditor take any such stock at a rate above its par or market value. By section 7, such bank (after signing and executing such blank notes as to make them obligatory promissory notes, payable on demand at its place of business in the state) is authorized to loan and circulate the same as money, according to the usual rules of banking. Section 8 prescribes the manner of protesting notes of such bank as shall fail to redeem its notes in United States money when demanded during business hours; and authorizes the auditor in such case to redeem all notes of said bank out of stocks held in trust by him. Section 9 authorizes the auditor to give such banks powers of attorney to receive interest or dividends on stock transferred to him in trust, to be applied to their own use--revoking such powers when their notes are failed to be redeemed, or when the principal of such stocks becomes an insufficient security. By section 10, all such bank notes must bear on their face, "Secured by the pledge of public stocks." Section 11 gives further remedy on failure to redeem bank notes on demand. Section 12 exempts the state from liability to pay any such bank bills, beyond the proper application of securities pledged with the auditor for their redemption. It also limits the bank to a certain place for carrying on its businesswhere its bills are made payable. Section 14 allows the auditor to draw on the treasury for the expense of printing the blank notes, and to charge and receive from the banks receiving such notes an amount sufficient to reimburse the treasury, amount to be just and reasonable. Section 15 provides for destroying plates, &c., of broken banks. By section 17, any number of persons may associate to establish a bank under the provisions of this act; but the aggregate of their capital stock shall not be less than $50,000; and section 22 gives them the power to increase their capital and the number of their associates from time to time. Section 18 requires a certificate to be filed by such bank, designating its name, &c. Section 20 embraces the various powers of such banks, of discounting, receiving deposits, buying and selling gold, &c., of loaning money on personal security at a rate not over six per cent per annum, (which they may discount and take in advance of the sum loaned.) The shares are deemed personal property and are transferable, &c. Every shareholder, by section 25, shall be liable in his individual capacity for any contract of such bank, to an amount over and above his stock equal to the amount of his shares of such stock. Section 26 authorizes such bank to hold, purchase and convey real estate for its use in transacting business; or such as shall be mortgaged to it in security for moneys due it; or conveyed to it in satisfaction of debts previously contracted in the course of its dealings; or such as it shall purchase at sales, under judgments, decrees or mortgages held by such bank. Section 27 provides for a semi-annual newspaper publication of a full statement of the affairs of the association, under oath of the president and cashier, each item of which is specified in the section mentioned. Section 28 defines the penalty for a violation of the preceding section. By section 30, a list of the shareholders of such bank shall be filed in the clerk's office, in the county in which the bank is situated, and also in the state auditor's office, semi-annually. By section 31, no bill of less denomination than $500 will be made payable elsewhere than at the bank's usual place of business. Section 33 provides for 12 per cent in specie to be kept on hand, on the amount of the bills in circulation. Section 34 makes the act in force from and after the 1st of June. BANKS IN ILLINOIS. Hon. Thomas H. Campbell, Auditor of the State of Illinois, has furnished a statement of the organization of the following banks in that State : The following certificates have been filed, but as yet no securities have been deposited by the said associations: |