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ing on human effort, would, by the world's charity, be let out on contract. So much by bid for converting India, so much for Borneo, so much for Africa. You see this doing good in the world by driblets is just nothing. I am for doing good in the world with a will. Do but think of the eddies and maelstroms of pagans in China. People here have no conception of it. Of a frosty morning in Hongkong, pauper pagans are found dead in the streets like so many nipped peas in a bin of peas. To be an immortal being in China is no more distinction than to be a snowflake in a snowsquall. What are a score or two of missionaries to such a people? I am for sending ten thousand missionaries and converting the Chinese en masse within six months of the debarkation. The thing is then done, and turn to something else.'” Such was the ironic temper of Melville's mood in 1857.

Of the four books which he published after that date two were privately printed in limited editions and three contained exclusively verse. As Mr. Weaver observes, "Melville's family seem all to have been more skeptical of

his verse than they were of his prose. In 1859 Mrs. Melville wrote to her mother, 'Herman has taken to writing poetry. You need not tell any one, for you know how such things get around.' Mrs. Melville was too optimistic: her husband's indiscreet practice is still pretty much a secret to the world at large." Most of these poems, and they are sufficiently quoted by Mr. Weaver, deal with the speculative divagations which preoccupied Melville's long period of silence. Mr. Weaver quotes Melville's verdict on "Clarel," the longest and most revealing of his poems: “A metrical affair, a pilgrimage or what not, of several thousand lines, eminently adapted for unpopularity." "Though this is completely true,” says Mr. Weaver, "Melville used in 'Clarel' more irony, vividness, and intellect than the whole congregation of practicing poets of the present day (a few notable names excepted) could muster in aggregate. Yet with all this wealth of the stuff of poetry, the poem never quite fulfills itself.” And, with the exception of "Moby Dick," the statement seems equally well to apply to the bulk of Melville's writing.

—and the men would lean their guns up against the wall

, handyand then all would join in prayer ; though the man next the aisle didn't kneel-he kinda stood guard."

IOUS

-quaint Mississippi River days— and vigilant all the while. For the ownership of a disputed calf could never be settled until the family of one or the other contender was exterminated. Can you picture the people of the river towns—the river pilot, as romantic a figure as American history produced ; brawling deckhands, picturesque traveling mendicants, levee darkies-the craft that plied the shifting bed of the Father of Waters? Not until you have read the man who lived the life, knew its spirit and caught its humor-Mark Twain. As far back as you can remember you have heard of Mark Twain as a story-teller. You have read many of his imperishable works. But did you

know that this great story-teller had written his conception of how a story should be told ? This he has done, and you may have it FREE. Merely clip the coupon and we shall send you the free booklet which contains Mark Twain's delightful instructive essay, “How to Tell a Story." The booklet also contains a complete reprint of one of the funniest stories the great humorist ever wrote. We have included in this same little book interesting and valuable inforniation about the Author's National Edition of the Works of

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THE NEW BOOKS

book entitled “The Peace Negotiations: A Personal Narrative." The present vol. ume is devoted to slighter and lighter sketches of a few of the notable figures of the Paris Conference. Naturally that relating to Mr. Wilson is here comparatively short and slight. Those dealing with Clemenceau, Lloyd George, and Orlando are carefully written and are keen in character analysis. The other chapters, which deal with Venizelos, Feizul, Botha, and Paderewski, are avowedly mere impressions, not thor. ough studies. STORY OF THE IRISH RAOE (THE). By

Seumas MacManus. The Irish Publishing Company, New York. $6. Written by Irish men and women in a spirit of sympathy with the nationalistic aspirations of their race, this book nevertheless deals largely with other than political themes. The story of Ireland's early civilization receives full treatment, and much of this portion of the book will be new to most American readers. As a whole, the volume presents a somewhat somber picture of a race whose future at the present time seems luminous with hope.

FICTION NOVELS OF TURGENEV (THE). Translated

from the Russian by Constance Garnett. The Macmillan Company, New York. $2. The store of good material in Turgenev's writings seems inexhaustible. Some of his short stories appeared fifteen years ago in this excellent collective edition, with the same translator and publisher. The tales in this volume are strange, dramatically tense, but with the tragedy there is often intermingled a humorous strain. SHERIDAN ROAD MYSTERY (THE). By Paul

and Mabel Thorne. Dodd, Mead & Co., New York. $1.75. A detective story well carried on until the end approaches, when the villain's villainy is so excessive that the reader ceases to believe in him.

HISTORY AND POLITICAL ECONOMY AMERICAN HISTORY AND GOVERNMENT.

By Matthew Page Andrews, M.A. Illustrated. The J. B. Lippincott Company, Philadelphia. $2. A remarkably complete and wellwritten account of our country's history from its beginnings to the present time. The reading of the book will interest and stimulate every one who is at all familiar with our life as a nation and the problems that have beset it. A Southern slant will undoubtedly be felt by the Northern reader in some of the chapters (notably in the account of Brooks's assault on Senator Sumner), but on the whole the author's attempt to present an unbiased narrative is fairly successful, and his point of view is always interesting and skillfully put.

MARK TWAIN

This is the only complete edition of Mark Twain's writings. Here you join “Huck" Finn and Tom Sawyer in their boyish pranks--you live the quaint life of steamboat days and the Far West--you see foreign lands and people through the eye of the master humorist-you thrill to every wholesome human emotion. Mark Twain's versatile mind gave to the world a perfectly balanced library of humor, adventure,

philosophy, and inspiration.

You should at least know HOW WTEOL

something about this famous A STORY

author's works. The free booklet tells. Send for it to-day.

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Send for this Free Booklet

MISCELLANEOUS SOUL OF AN IMMIGRANT (THE). By Con

stantine M. Panunzio. T'he Macmillan Company, New York. This book has attracte i deserved attention because, like the narrative of personal experience written years ago by Mary Antin, it brings close to the reader's mind the feelings and impressions of an immigrant who enters this country with a deep love of liberty. In this case the sailor boy described had unhappy and unfortunate experiences, was ill treated, but still struggled on, and in the end became an American citizen of the kind we like to have.

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BIG FOUR AND OTHERS OF THE PEACE

CONFERENCE (THE). By Robert Lansing. Illustrated. Houghton Mifflin Company, Boston. $2.50. We have already spoken at some length about Mr. Lansing's remarkable pen portrait of President Wilson in his

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Address..

Occupation.

1922

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WHEN YOUR INSURANCE
DOLLAR PUTS ON ITS

OVERALLS
BY FORREST F. DRYDEN
TAND some morning in the office
of a large life insurance company

when the mail is opened. See the great stacks of letters brought in and emptied on the receiving tables, and let your imagination busy itself with the stories that lie behind these envelopes. Here is a money order from a crossroads post office-only a few dollars, yet a husband and wife have sacrificed for a month to purchase the protection it represents. Here is a check for thousands—a corporation has insured the life of its president, in order that the business may be protected in the event of his loss.

Stiff, formal envelopes and poor, shabby envelopes—some addressed in typewriting, some in ink, some with lead pencil in letters hardly legible, but every one a magnificeni testimony to human faith. For the people from whom these envelopes come have never seen the office of the insurance company nor met its officers; they are intrusting the dearest thing in the world—the protection of their wives and children to men whose names even are almost unknown to them. Surely there is no more solemn trust than this. I pity the insurance man, no matter how familiar the sight may be to him, who can watch the morning mail being opened without feeling a renewed and deepened sense of obligation at this vast, silent ritual of Confidence and Faith.

Now what becomes of these millions that are sent to the insurance companies from families all over the world? Are they kept piled up in banks? Some of them are, for sound insurance practice dictates that the company shall always have a large reserve in cash. No one knows when a catastrophe or an epidemic may come, making thousands of families suddenly dependent--the insurance company must be always prepared.

But what of the rest—the millions and millions which will not be needed by the policy-holders for years?

In St. Paul's Cathedral in London there is a simple slab marking the burial-place of Sir Christopher Wren, the architect of the great edifice. Upon it is this inscription in Latin, “If you would see his monument, look about you." The same inscription might be written of the dollar which you, and you, and you, have intrusted to your insurance company as a protection for the future. If you would see that dol. lar, you have only to look about you. It is not lying idle in some vault far away; it is invested and at work close at hand.

You pick up the telephone receiver and are connected with a friend in another part of your city. It is a miracle that would amaze us more if it were not So common. Your insurance dollar has helped to work that miracle; for the

The Universal High Quality Oil Men often buy 3-in-One for firearms and learn from the Dictionary that it is the proper lubricant for tools, office chairs, typewriters, magnetos, Ford Commutators, and a hundred other light mechanisms.

Women buy 3-in-One for sewing machines and discover that it is exactly right for all the other household machinery-vacuum cleaners, player pianos, talking machines, locks, clocks—also that it cleans and polishes furniture and prevents rust on all metals.

Boys and girls find lots of uses for 3-in-One that they never even dreamed of.

Save the Dictionary that comes with your next bottle of 3-in-One or write for another today.

At all good stores in 1-oz., 3-oz, and 8-oz. bottles and in 3-oz Handy
Oil Cans,
THREE-IN-ONE OIL CO., 165 0. Broadway, New York

FREE

Generous Sample and Dictionary of Uses
sent free. Write for both on a postal card.

REGISTERED

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The history of the telephone mechanisms through which the is a record of constant improve- volume and complexity of telement. Only by numerous inven- phone traffic is handled with metions and ceaseless research for chanical perfection. new and better ways has the With the continued growth in present standard been reached.

the number of telephone users, Two-score years ago the tele- there is a continued increase in phone could hardly carry the

the problems of speed, accuracy human voice across a city. Now and speech transmission. it carries it distinctly across this These are the problems forgreat continent. The once ever before the scientists and familiar network of overhead engineers of the Bell System; wires in large cities has been re- and the solution of these probplaced by systems of under- lems, in advance of necessity, ground cables, each cable con- is the objective of this great body taining thousands of slender, of specially trained experts. sensitive wires.

The Bell System will conSwitchboards, once primitive tinue the improvements necessary devices, called upon to handle to maintain its standard of seronly a few connections and vice, which is the best and limited in their workings, have cheapest telephone service in now become great and precise the world.

"BELL SYSTEM AMERICAN TELEPHONE AND TELEGRAPH COMPANY

AND ASSOCIATED COMPANIES

WHEN YOUR INSURANCE DOLLAR PUTS ON ITS OVERALLS (Continued) telephone system has been constructed by the proceeds of telephone bonds. And millions of dollars of insurance money are invested in these and other utility bonds.

You step into a train in New York, eat dinner, go to bed, and wake up in Buffalo. Another miracle—and again the insurance dollar has helped. For the railways could never have stretched their tracks across the continent except by the sale of railway bonds. And the insurance companies are large investors in those bonds.

You pass a beautiful park or a fine public school; they too are built by bonds—municipal bonds—an investment which is heavily owned by insurance companies. You pass a row of houses, each the home of a family that is paying a few dollars a month and looking forward to the day when it can call that home its own. Who furnished the money to erect this home, and took a mortgage as security? Very likely an insurance company another place where your dollars are at work.

And farms—here your millions have been at work also. Thousands upon thousands of acres have been planted, buildings have been improved, and life made happier because your savings have been at work in the shape of farmmortgage loans.

So the story might be carried on indefinitely; but enough has been said, perhaps, to give you a little picture of the multitude of activities which are being made possible through the wise investment of your insurance savings. Your insurance dollar is not a proud aristocrat, snobbishly living an idle life. Rather it is a worker in overalls, helping to build and maintain the most vital institutions of modern life.

It is paid for its work in interest or dividends of course, as is perfectly proper and right. And the interest dollars and dividend dollars are put to work in their turn—a constantly increasing army of dollar workers, adding to the security behind your insurance policy and reducing its cost to you.

So, if you would look for your insurance dollar, look about you.

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TELEPHONE

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TELEGRAPHICS

LONG DISTANCE TELEPHONE

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SEND FOR FREE · BOOK LET OF DESIGNS JOHN POLACHEK. BRONZE & IRON © DEPT G 474 HANCOCK ST, LONG ISLAND CITY, N.Y.

One Policy, One System, Universal Service, and all directed toward Better Service

SYSTEM

COMPANIES

Don't Wear

a Truss

Important to Subscribers When you notify The Outlook of a change in your address, both the old and the new address should be given. Kindly write, if possible, two weeks before the change is to take effect.

OBERAMMERGAU PASSION PLAY

IN
N order that the public may be

supplied with reliable information concerning accommodation in the village, with seats in the theatre, the Committee have appointed THOS. COOK & SON official agents for the Play, to whom all enquiries should be addressed.

THOS. COOK & SON 245 BROADWAY,

NEW YORK Chicago Philadelphia Boston San Francisco Los Angeles Montreal Toronto Vancouver

Brooks' Appliance, the modern scientific invention, the wonderful new discovery that relieves rupture, will be sent on trial. No obnoxious springs or pads.

This Big 5 Pound Bag of $ 1.75

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Brooks' Rupture Appliance

EASTEAR

PLANUTS

Has automatic Air Cushions. Binds and draws the broken parts together as you would a broken limb. No salves. No lies. Durable, cheap. Sent on trial to prove it. Protected by U. S. patents. Catalog and measure blanks mailed free. Send name and address today. Brooks Appliance Co., 471H State St. Manball, Mich.

Delicious Shelled Peanuts Direct from grower by Prepaid Parcels Post to your door. More and better peanuts than $5 will buy at stands or stores. Along with Recipe Book tell ing of over 60 ways to use them as foods. We guarantee prompt delivery and ship at once. 10 lbs, $3.00. Money back if not delighted. EASTERN PEANUT CO., 13A, HERTFORD, N.C.

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Send for Recipe

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as

a lecturer and as an author of numerous books, articles, and short stories. Mr. Bacheller was for years actively connected with the press of New York and was one of the editors

of the New York “World” for two years. He lives in Riverside, Connecticut.

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"It Added 5 Years

to My Life"

B
EBNICE LESBIA KENYON was gradu-

ated from Wellesley College in 1920, and is now on the editorial staff of "Scribner's.” She writes book reviews, verses, and essays. Her home is in New York.

EORGE STURGES Buck has been Mayor

born in Chicago in 1875 and educated at Yale and at the Buffalo Law School. He began to practice law in Buffalo in 1898.

L'OUD HRMorris his aueraduate of Co

lumbia and the author of an admirable volume on Irish literature, "The Celtic Dawn." He has frequently contributed to The Outlook and other periodicals. From Mr. Morris's record one can prove both that a writer is not necessarily impractical and that a business man is not necessarily interested solely in dollar-chasing. Mr. Morris served as chief of the trade division of the United States Postal Censorship during the war. He has an encyclopædic knowledge of foreign trade, a fact which stands him in good stead as managing editor of the "American Exporter.”

“Then he told me about a remarkable booklet on this

very

subject-a booklet which had shown him the fallacy of 'enjoying poor health. When I sent for a copy, I little dreamed how much it would mean to me. But today, I honestly believe that following the sound advice contained in this booklet, “The Story of Paradise Spring,' I have added at least 5 years to my life!"

The person speaking the above words was a man of 60, who had been in miserable health for years. He benefited by the advice of a friend. Perhaps his experience will mean everything in the world to many readers of this page.

If you have any of the specific ailments listed above—if you are finding yourself slipping as you ad

vance in years—if you are feeling well today, and want to preserve that good health, don't fail to write for a free copy of this booklet.

It outlines in clear, understandable language the exact, scientific reasons for old age or physical deterioration, and shows you how to offset these deteriorating influences. It describes the depositing of mineral impurities in your cellular tissue and joints—and tells you how to overcome this. It covers a subject in which your physician should also be interested. If you wish us to send him a copy, too, give us his name.

Write for your free copy of “The Story of Paradise Spring” today. It will point out the sure road to better health. PARADISE SPRING CO., BRUNSWICK, ME.

Vapo Pesolen.

The Vapor
Treatment

for Coughs Est.

and Colds The time for Vapo-Cresolene is at the first indication of a cold or sore throat, which are so often the warnings of dangerous complications. Simple to use; you just light the little lamp that

vaporizes the Cresolene and place it near the bed at night.

The soothing antiseptic vapor is breathed all night, making breathing easy, relieving the cough and easing the sore throat and congested chest.

Cresolene is recommended for Whooping Cough, Spasmodic Croup, Influenza, Bronchitis, Coughs and Nasal Catarrh. Its germicidal qualities wake it a reliable protection when these diseases are epidemic. It gives great relief in Asthma. Ctesolene

has been recommended and used for the past 42 years. The benefit derived from it is unquestionable.

Sold by draggists. Send for descriptive booklet 31. The VAPO-CRESOLENE CO., 62 Cortlandt St., New York, or Leming-Miles Bldg., Montreal, Canada.

USEO WHILE

YOU SLEEP

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The Financial Department is prepared to furnish information regarding standard investment securities, but cannot undertake to advise the purchase of any specific security. It will give to inquirers facts of record or information resulting from expert investigation, and a nominal charge of one dollar per inquiry will be made for this special service. All letters of inquiry should be addressed to THE OUTLOOK FINANCIAL DEPARTMENT, 381 Fourth Avenue, New York

THE RAINY DAY

A

CCORDING to statistics printed by "Dun's Review" there were 19,652 failures in the United States in the year 1921.

The liabilities of these concerns totaled $627,401,883. In 1920 there were 8,881 failures for a total of $295,121,805. Every one said that the year just ended was a bad one for business, and these figures certainly furnish the proof that this was so. Out of every hundred concerns in business 1.02 failed, the highest percentage of failures since 1915. All sections of the country had their share of failures, the South Atlantic, South Central, and Central Western States making the worst records as com

pared with the year previous, while the best showing was made by the Pacific Coast, where the percentage of increase over 1920 was 50.8 per cent, the lowest of any section.

It is interesting to compare the banking suspensions with the commercial failures. The number of banking defaults reported for 1921 totaled 383, an increase of 264 over 1920. In New England there were 1,702 commercial failures and 3 banking suspensions; in the Central Western States 1,855 commercial failures and 119 banking suspensions. In the Middle Atlantic and Central Eastern States, where, combined with New Eng.

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ORTY years ago, the first investments safeguarded under the Straus Plan
were underwritten and sold. Since that day, Straus first mortgage
bonds amounting to hundreds of millions of dollars have been pur.
chased by tens of thousands of careful investors, all over the country.

And in all that time
Millions of separate payments, of interest coupons and of bonds,
have been made in cash on the date due.

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None of our bond holders has ever lost a dollar on these securities

or been compelled to wait for payment.
This record has not been due to chance or accident. It has been due to our
dealing in a class of securities fundamentally sound; to our fixed policy of pro-
tecting the interest of our clients at all times and under all circumstances; and
to the Straus Plan - a modern and scieatific system of investment safeguards
which protects every bond we offer. Write today for literature describing safe
and secure bonds, in $1000, $500 and $100 amounts. Ask for

BOOKLET B-1205

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